HEALTH CARE LANDSCAPE
When your company partners with Hixme, a fundamental economic shift takes place: you move from a risk pool made of hundreds (your employees) to hundreds of thousands (the individual market in your state).
In insurance speak, it is a shift from an experience-rated plan to a community-rated plan.
When employees have to select a single plan for the whole family, they go with the plan that serves the person with the greatest needs -- even if the rest of the family doesn’t need that level of coverage. This often leads to over-insuring. With Hixme, your employees are able to select the correct mix of plans from across all carriers to suit their family’s specific needs. We call this Right-Fitting Coverage.
Savings for employers + Right-Fitting Coverage means lower premiums, so less comes out of each paycheck. Employees can also save with lower deductibles, co-pays, medication costs and other out-of-pocket costs.
THE HIXME PLATFORM
Hixme's cloud-based platform, backed by proprietary algorithms, has two specialized user interfaces. One gives employees a simple online benefits shopping experience that considers each family member’s individual needs and preferences and provides an easy-to-understand comparison of coverage options and prices.
The other is a dashboard for your HR and finance teams that reduces complexity and costs and provides integrated reporting.